Car Accident with an Uninsured Driver | What to Know

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If you are injured in a car accident, you may be wondering about your legal options. Read on to learn more about taking action against an uninsured driver in New Jersey.

Common causes of car accidents:

The majority of car accidents are caused by driver negligence. The most common examples of negligence include:

  • Driving under the influence of drugs or alcohol
  • Driving while fatigued
  • Tailgating
  • Making illegal turns
  • Texting and driving
  • Carelessly changing lanes
  • Speeding
  • Driving recklessly by ignoring traffic lights, signs, and all other rules of the road

Filing a claim against an uninsured driver: 

It can seem daunting to have to contact an insurance company after an accident. It is because of this that it can be helpful to have everything you need to be prepared ahead of time. This can include the following:

  • Have your insurance card out for your policy number
  • Provide the date, time, and location of the accident
  • Give a detailed report of how the accident happened, which is where your notes on the accident come in handy.
  • Usually, the claims representative asks for the other driver’s insurance information. At this time, you can provide them with the driver’s contact information.
  • Provide the name of the police department along with the report number

Recovering compensation: 

New Jersey is a no-fault insurance state, meaning that providers will either pay some or all of the costs that relate to any damages caused by the accident. It is important to know that this is done regardless of who caused the accident. However, no-fault states can make it hard to file a lawsuit against another driver, as there are often restrictions unless you suffered serious injuries or your medical bills are over a certain amount. That is why the best course of action is to report the accident with your insurance company and contact an experienced car accident attorney for guidance. 

If you have been injured in a car accident, you will need the help of an experienced personal injury attorney. Our firm will advocate for you every step of the way. Reach out today to discuss your case.


Retaining an attorney after an injury-causing accident is the most effective way to ensure that you receive the compensation to which you are legally entitled. To learn more about how we can help you, call the Wilton Law Firm today at 732-275-9555 or send us an email through our online contact form.