What Factors Determine the Value of a Car Accident Claim?

When you submit a car accident claim to an insurer, they have their own way of figuring out how much your claim is worth. If you want to fight for maximum compensation, you need to do everything that you can to show just how serious the accident was and how it affected you in your day-to-day life. Our Monmouth County auto accident attorneys can help you build a case.

What Evidence Can Strengthen My Car Accident Claim?

When you are injured in an accident, you want to show a few things. You need to show that:

• Your injuries are severe
• Your recovery was long and difficult
• You could have future health problems as a result of the accident
• The accident also caused psychological trauma, like pain and suffering

Insurance companies will not just take your word for it though. You have to come up with some evidence. Our lawyers can help you gather the evidence needed to make a strong case. You can use:

• Medical bills
• Records of prescribed medications and therapies
• Testimony from medical experts about your long-term prognosis
• Testimony from your doctor about your mental and physical health

We also suggest keeping a journal where you write about what you are feeling and what kind of pain you are experiencing. This can show how difficult your recovery is and give us something specific to refer to when arguing for a fair compensation offer.

Can You Make a Car Accident Claim if You Share Blame for the Crash?

You can make a car accident claim even if you are partly to blame for a crash occurring. You just have to be less responsible for the crash than the other driver. The value of your claim will be reduced to match your level of fault though. So if you win $50,000 but you were 20% responsible for the accident, your settlement would be $40,000.

How Long Do I Have to Pursue Damages?

New Jersey gives you two years to pursue legal action after an accident. We recommend acting as soon as possible though. This can make it easier to gather evidence, like surveillance footage, and ensures that the memories of any eyewitnesses won’t fade before you have to make your case.

Should I Take an Insurance Company’s First Offer?

You may receive a settlement offer soon after your accident, but we recommend thinking things over before you accept it. This first offer is usually the insurer’s attempt to get out of this situation for as little money as possible. It may not be enough to compensate you for your expenses or pain and suffering. You may want to talk to a lawyer before you commit to anything.

Schedule a Consultation Today

If you were injured in a car accident, our attorneys are ready to help you pursue damages. Contact the Wilton Law Firm and ask to schedule a consultation today. We would be happy to tell you more about how we can help you secure the compensation that you deserve.