How Should I Speak with An Insurance Adjuster after a Car Accident?

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If you were injured in a car accident, you will need to speak to an insurance adjuster. Read on and give our skilled Monmouth County car accident attorneys a call to learn more.

What to say to an insurance adjuster after a New Jersey car accident:

  • First and foremost, it is important to recognize that you should never talk to an insurance company before hiring the services of a personal injury attorney. This is because insurance companies are businesses, and in many cases, they care more about their bottom line than they do about you recovering the compensation you need to move forward. To be frank, they are not your supporter, like our legal team is. Our firm will be able to ensure that you do not get a lowball settlement or sign any paperwork that is unfair or puts you at a detriment.
  • You should also note that in most cases, insurance adjusters will use sneaky tricks to try and get you to oppose yourself or de-emphasize your injuries. This is why it is so essential that you receive medical documentation and bills concerning your injuries so that our legal team can use these concrete facts to establish the extent of your injuries and the damages you have sustained. Again, having an attorney present during these conversations can make sure that you do not fall into any of their traps or answer a trick question “incorrectly.”
  • Usually, after an accident, the other party’s insurance company will try to send you to a certain auto body shop. You do not have to accept this advice. Most of the time, they have deals worked out with these shops, and if you decide on that shop, you may obtain an estimate that does not fully cover the cost of the damage done to your car. Regardless, if you have an auto body shop that you trust, you should pick that one instead.
  • As previously remarked, insurance companies will offer you a lowball settlement to start. If you reject this settlement, don’t be surprised if the insurance company all of sudden offers you the silent treatment. This is because they are expecting that you will wait longer than the statute of limitations allows to file your claim. Our firm can keep after the insurance company to confirm that they respond in a convenient manner and collaborate with us throughout the process.

Our legal team is on your side if you have any questions or concerns. We are on your side.


To learn more about how we can help you after sustaining an injury due to no fault of your own, call the Wilton Law Firm today at 732-275-9555 or contact us online.