New Jersey continues to pay the highest prices for auto insurance in the country. The National Association of Insurance Commissioners recently released a report that revealed drivers in the state paid an average of $1,220 per year on their auto insurance policies. We constantly bemoan the cost of insurance in New Jersey, but perhaps we do this without thinking about the fact we live in a state with the most people per square mileage and are, perhaps, more vulnerable than residents in any other states to crashes. Before lamenting how much we have to pay each year, perhaps it might be a good idea to consider what we’re paying for.
It’s common for people to feel as though their being robbed by insurance companies until something actually happens. Much like medical coverage and any other type of insurance, for that matter, we don’t know how good our car and motorcycle coverage is until we have to use it.
Consider this scenario: You’re involved in an accident, the results of which look like something out of a post-apocalyptic sci-fi film. You contact your insurance company and they tell you that because you were a conscientious rider who had the presence to buy the right amount of insurance, you’re walking away from the matter for $500. It’s a very simple formula: the more you buy, the more you save.
While the right amount of insurance will go a long way in helping you protect your wallet, it’s only half the battle. The right attorney will help protect your legal interests. Vehicle and property damage is only the first part of the fallout from the accident. The right lawyer can help you prepare for what’s to come. In any case, remember that insurance is your friend. We all might wince when we get that monthly or quarterly bill, but it’s nothing compared to being exposed to thousands of dollars in damages in one shot.
The skilled and experienced lawyers at Wilton Law will protect your rights when you’ve been injured in a car or motorcycle accident. We will fight for maximum compensation for your injuries. Contact us today for a free consultation about your case.
